When it comes to dental exams and procedures, patient stress and anxiety are very common. No one likes to suffer though uncomfortable x-rays, noisy drills, and numbing shots, but the biggest source of worry is linked to outrageously expensive bills! According to the National Association of Dental Plans, 74 million Americans had no dental coverage in 2017. If you or your family members don’t have a dental policy, you are accountable for 100% of the cost, whether it’s a short, routine visit or a major procedure.
Here are three ways that dental insurance can help you take a bite out of your next bill:
1) Preventative Care is Covered. Routine cleanings and exams are essential for maintaining healthy teeth and gums. Even if you brush and floss regularly, you’ll still miss hidden plaque and tartar that can build up over time. On average, a single routine cleaning costs $95! With all United Healthcare dental plans, you can walk out of your preventative exam with a smile. Even if you have a complete series of routine x-rays, which could cost over $120, you’ll pay $0 out of pocket. 100% preventative coverage definitely has its perks.
2) Catch and Fix Problems Early. Along with dental coverage comes peace of mind. Instead of avoiding the dentist and dreading problematic symptoms, you can go in for treatment right away. Did you know that many major dental conditions are caused by basic problems that went untreated? Most dental policies cover 50% for basic services, which raises to 80% coverage after your second policy year. By getting treatment early, your simple filling might save you from a costly root canal!
3) Access Network Discounts. Just like bundling home and auto insurance, you may be able to access exclusive discounts by adding hearing, orthodontic, dental implants, or vision benefits to your dental insurance. Adding coverage for your entire family may also be a cheaper solution. On average, family dental plans are a better deal than if each member was covered by an individual policy. Plus, getting service in the same network makes it easier to manage providers and see the savings.
All United Healthcare dental policies 100% preventative coverage the same day that you sign up. To prevent insurance fraud, most major services require a waiting period. One of the best ways to eliminate the stress of big dental bills is to plan ahead and sign up early so that you know you’re covered when you need it. All policies increase coverage benefits over the first and second years for major procedures, which can result in huge savings.
For example, a molar root canal would cost $1,255 out of pocket without insurance, but you can save approximately $750 during the first year of coverage. Once you enter your second policy year, the savings jump up to $915! What are you waiting for? Sign up now to access 100% preventative care coverage from day one and start the clock for bigger savings on major services the future.
If you have any questions, you can also fill out the form below and a licensed agent will contact you with more information.